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Traditional & Roth IRAs

Let First Federal Bank help prepare you for your golden years

IRAs and Roth IRAs offer a great solution to generate retirement income with guaranteed rates of return unlike equity market retirement plans. These are the choice retirement products for the conservative investor.

 IRA Table

IRA Type Minimum Deposit Interest Rate Annual Percentage Yield*
3 Month CD $0 2.80% 2.83%
6 Month CD $0 4.40% 4.45%
12 Month CD  $0 4.20%  4.24% 
18 Month CD $0
3.75% 3.79%
24 Month CD $0
3 Year CD $0
2.80% 2.83%

*The Annual Percentage Yield is expressed as an annualized rate, based on a 365-day year, Simple Interest, and is effective only when interest is credited quarterly. All Interest Rates and Annual Percentage Yields are effective as of 6/3/2024. Call (806) 385-7511 to obtain current and Interest Rate Annual Percentage Yield Information. Rate may change after the account is opened. Fees could reduce earnings on these accounts. Substantial penalty for early withdrawal from Certificates of Deposit Accounts.